CalculatorsRuns locally · No upload

EMI Calculator

Compute monthly EMI for home, car, and personal loans. Adjust principal, interest rate, and tenure to compare repayment scenarios.

Private by design

Everything runs in your browser. Your input is never uploaded, stored, or logged on our servers.

Works offline after load

Loan amount: ₹1,00,000

Annual interest rate: 8.50%

Tenure: 12 months (1.0 years)

Monthly EMI

₹8,722

Total interest

₹4,664

Total payable

₹1,04,664

Payment summary

Principal: ₹1,00,000
Rate: 8.50% p.a.
Tenure: 12 months
Monthly EMI: ₹8,722

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Frequently asked questions

Is this tool free?+

Yes. Every Utiliio utility is free with no sign-up, usage limits, or paywalls.

Do you store my data?+

No. Processing happens entirely in your browser. Your input never leaves your device.

Can I use this tool offline?+

Yes. Once the page loads, most tools continue working without an internet connection.